
08-18-2009, 01:25 AM
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Strategic Shopper
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Join Date: Jul 2009
Posts: 104
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Quote:
Originally Posted by angela2678
No problem! It's complicated--nobody masters it immediately!
Here's my method: When I look through the ad, I have a notepad and pen. I make 5 columns: Item, Price, MFQ value, OOP (cost of the item once MFQ is deducted), and ECB (what, if any, will print from that item). Once the total in the "Price" column is high enough for me to be able to use whatever purchase-based Q I have (like $4/$20), I total the rest of the columns (plus deduct any other non-MFQs, like a CVS "any dental care" Q or whatever). Ideally, the total in the "ECB" column should be higher than the total in the "OOP" column. :-)
If the "OOP" amount is in the negative, I know to buy a filler that will cover it, or to break the transactions differently. I usually only do one transaction, because I have enough ECBs to cover it (I carry over $25-$35 in ECBs week to week so I can use up to a $10/$50 Q without having to pay OOP). I don't bother figuring the sales tax or anything ahead of time, b/c it depends on what the items are and, sometimes, how the cashier rings it.
Hope that makes sense...
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This is great I am going to use this method and see how I do, thanks so much
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