Quote:
Originally Posted by Bear
True both can get stolen, however, you have more protection against fraudulent charges with a credit card verses a debit card.
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Maybe not all are the same, but I had absolutely no problems with getting the charges reversed from my bank account for the fraudulent activity on my Visa debit card. The only issue was that it did take some time, and since the money had come from my checking account, it obviously was way more inconvenient than just having it billed on a credit card bill. And Visa is who actually alerted me to the fraudulent activity, within a couple of hours of when it started. Now, having learned that lesson, I keep some emergency money in a separate account. That way if my main account is compromised, once I cancel the card on that account, I can transfer money and still pay my bills and expenses until the fraudulent charges get reversed. For me, personally, I just don't choose to use a credit card and probably never will again (been there, done that, wasn't pretty).