My spring spending was $20. So any ECBs are from prescriptions. My YTD savings is over $2300. I think they calculate savings from everything we purchase, clearance included. But the quarterly spending does not include clearance items. That's how a CVS clerk explained it to me. So I know my OOP has been more than $20, but at least it shows that I rarely purchase anything that isn't on clearance!
Seems like a common theme on this thread - several of us are barely hitting the minimum $25 threshold, if we're hitting it at all. So not many purchases of non-clearance items, and we use lots of Qs!